Swarna Sanchay
1. Gold coins, Silver coins and Diamond Ornaments can not be redeemed against any scheme of Swarna Sanchay. Redemption can be made only against the purchase of Gold Jewellery at our showroom.
2. Bonus will not be paid if the customer wishes to prematurely close the Swarna sanchay account before the end of twelve months.
3. No cash will refunds against that scheme.
4. Customer are advised to redeem their Swarana sanchay account within 3 months from the date of maturity.
5. Customer should take his passbook to the showroom every time he/she pays his/her installments and get the same update.
6. Customer should check if the passbook is signed by himself / herself and by the showroom manager while enrolling.
7. In the event of loss of the original passbook, a duplicate passbook canbe Issued only if the customer provides all necessary identity proofs as required by the showroom.Showroom shall not issue any duplicate passbook unless the customer produces the identity proofs as required by the showroom. In all cases,administrative charges of 100/- will be charged.
8. Customer is requested to throughly read all the condition given in Swarna Sanchay Scheme.
9. Customer shall provide a copy of his/her photo ID Proof like Driving License/Voter ID / PAN.
10. No offer discounts can be clubbed at the time of redemption of Swarna Sanchay Scheme.
11. Scheme is available at a minimum investment of Rs. 1000/- per month and multiples.
12. Payment of monthly installments should be made by cash.
13. Bonus shall be payable only if all payments are made and only upto maturity date as per the scheme.